Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of our website ("Website"), services, and any related content. By accessing the Website, you agree to abide by these Terms. If you do not agree to any part of these Terms, please refrain from using the Website. These Terms are updated from time to time, and the most recent version will always be available on the Website. Continued use of the Website constitutes your acceptance of any changes.
GENERAL TERMS
1.1. The Website is operated by Inspay Digital Private Limited and its affiliates ("we", "us", or "our").
1.2. These Terms incorporate our Privacy Policy, any additional terms or guidelines published on the Website, and all applicable laws and regulations. By using the Website, you agree to these Terms in their entirety.
1.3. By accessing the Website, you represent and warrant that you are of legal age in your jurisdiction and are fully capable of entering into a binding contract with us.
1.4. We reserve the right to change, modify, or update these Terms at any time. Such modifications are effective immediately upon being posted to the Website. It is your responsibility to regularly review the Terms to stay informed of updates.
1.5. Any use of the Website after changes to these Terms are posted constitutes your acceptance of the revised Terms.
PURPOSE OF THE WEBSITE
2.1. The Website provides information regarding INSPAY DIGITAL PRIVATE LIMITED products, services, and solutions, including identity verification, compliance tools, and other business-enhancing resources.
2.2. The content on the Website is for informational purposes only and does not represent a binding offer or professional advice. Any contractual agreement for services will be governed by separate terms and conditions.
2.3. You may contact us via the provided contact details for specific inquiries about our services, including support, product-related queries, or partnership opportunities.
USER INFORMATION
3.1. To access certain areas of the Website or to communicate with us, we may require you to provide personal information ("User Information"). All personal information provided is subject to our Privacy Policy.
3.2. You agree that any User Information you provide is accurate and up-to-date, and you are responsible for maintaining the security and confidentiality of your account.
USER SUBMISSIONS
4.1. The Website may offer interactive features that allow users to post content, such as comments, reviews, or feedback ("User Submissions").
4.2. By posting User Submissions, you grant us a perpetual, royalty-free, irrevocable, non-exclusive, and transferable license to use, distribute, reproduce, and publicly display your submissions.
4.3. You are solely responsible for the content of your User Submissions and agree that they do not violate any third-party rights, including intellectual property or privacy rights.
INTELLECTUAL PROPERTY RIGHTS
5.1. All content on the Website, including text, graphics, images, videos, software, and trademarks, is the property of INSPAY DIGITAL PRIVATE LIMITED or its licensors and is protected under copyright, trademark, and other intellectual property laws.
5.2. You agree not to reproduce, distribute, modify, create derivative works, or exploit any content on the Website without prior written permission from us or the rightful owner.
5.3. Any unauthorized use of the Website content may result in legal action, including claims for damages.
LICENSE AND SITE ACCESS
6.1. We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website solely for personal, non-commercial purposes.
6.2. You agree not to:
- Republish material from the Website without our prior written consent.
- Sell, rent, or sublicense any material from the Website.
- Conduct any automated data collection activities such as scraping, data mining, or data harvesting.
6.3. We reserve the right to terminate or restrict access to the Website without notice if we believe you have violated these Terms or engaged in any unlawful activity.
THIRD-PARTY LINKS AND SERVICES
7.1. The Website may contain links to third-party websites, services, or resources that are not controlled by us. We are not responsible for the content, products, or services offered by third-party websites.
7.2. Any dealings you have with third parties found on or through the Website are solely between you and the third party. We are not liable for any damages or losses incurred as a result of your interaction with such third-party services.
DISCLAIMER OF WARRANTIES
8.1. The Website is provided on an "as-is" and "as-available" basis. We make no warranties or representations regarding the reliability, accuracy, or availability of the Website and its content.
8.2. We disclaim any warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement of third-party rights.
8.3. We do not guarantee that the Website will be free from viruses, security breaches, or other harmful components, and we disclaim any liability for such issues.
LIMITATION OF LIABILITY
9.1. To the fullest extent permitted by law, INSPAY DIGITAL PRIVATE LIMITED shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Website or any content therein.
9.2. Our total liability for any claims arising from your use of the Website is limited to USD 250.
INDEMNIFICATION
10.1. You agree to indemnify, defend, and hold us harmless from any claims, liabilities, damages, or costs (including legal fees) arising from your use of the Website, violation of these Terms, or infringement of any third-party rights.
TERMINATION
11.1. We reserve the right to suspend or terminate your access to the Website at any time for any reason, including violation of these Terms.
11.2. Upon termination, all rights granted to you under these Terms will cease, but the provisions that by their nature should survive termination (e.g., intellectual property rights, disclaimers, limitations of liability) will remain in effect.
PRIVACY POLICY
12.1. Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the collection and use of your information as described in the Privacy Policy.
GOVERNING LAW AND DISPUTE RESOLUTION
13.1. These Terms are governed by and construed in accordance with the laws of [Country/State]. Any disputes arising out of or related to these Terms will be resolved exclusively through binding arbitration or the courts located in [Location], except as otherwise agreed by the parties.
MISCELLANEOUS
14.1. No Waiver: Our failure to enforce any provision of these Terms will not be considered a waiver of our rights.
14.2. Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.
14.3. Assignment: You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
CONTACT INFORMATION
15.1. If you have any questions about these Terms, please contact us at info@ekychub.in or through the contact details provided on the Website.